privacy policy and terms

regulated services

Bollington Money is authorised and regulated by the Financial Services Authority No. 440320. Loans are subject to status, the rate available will depend on your personal circumstances, for full details ask for a personalised illustration. Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it.

In this privacy policy, references to “we”, “us” and “our” are to Bollington Money, a trading name of Bollington Money Ltd (regulated by the Financial Services Authority No. 440320)

Bollington Money Ltd is also a member of FISA, No. 1968803.

Loans are subject to status, the rate available will depend on your personal circumstances, for full details ask for a personalised illustration. Your home may be repossessed if you do not keep up repayments on your mortgage or other loans secured on it. Our standard administration fee is 3% of the advance (min £495 to max £3500). Full details available upon request.

Telephone calls may be monitored or recorded for security and training purposes.

privacy policy

In this privacy policy, references to “we”, “us” and “our” are to Bollington Money Ltd (regulated by the Financial Services Authority No. 440320)

We are committed to safeguarding the privacy of your information. By "your information" we mean any information about you, which you or third parties provide to us.

We will treat all your personal information as private and confidential (even when you are no longer a customer), except where disclosure is made at your request or with your consent or where we are required by law to disclose. We will hold your details for a minimum of 6 years.

What we do with your information

Any personal information we collect from this website will be used in accordance with the Data Protection Act 1998 and other applicable laws. The details we collect will be used:

We may pass your information collected online to people who provide a service to us or are acting as our agents, on the understanding that they will keep the information confidential. If we transfer your information to an agent or service provider located in another country, we will make sure that they agree to apply the same levels of protection as we are required to apply to your information and to use your information strictly in accordance with our instructions.

We may need to pass the information we collect to other companies for administrative purposes. We may use third parties to carry out certain activities, such as processing and sorting data, monitoring how customers use the Website and issuing our e-mails for us. Third parties will not be allowed to use your personal information for their own purposes.

For some products we may search the files of credit reference agencies that record the search. We will not do this without telling you first. Information may be shared with other credit grantors and used for credit decisions and fraud prevention.

We may also provide your information to relevant third parties such as mortgage lenders and the providers of other financial products in order to achieve your various requirements.

The information we collect via the Website may include:
Any personal details you knowingly provide us with, through forms and our email, such as name, address, telephone number etc.

Your IP Address; this is a string of numbers unique to your computer that is recorded by our web server when you request any page or component on the Website. This information is used to monitor your usage of the Website.

Data recorded by the Website which allows us to recognise you and your preferred settings, this saves you from re-entering information on return visits to the site. Such data is recorded locally on your computer through the use of cookies. Most browsers can be programmed to reject, or warn you before downloading cookies, information regarding this may be found in your browsers ‘help’ facility.

terms of business

1. general

1.1    Bollington Money Limited is registered in England No. 05011213. Consumer Credit Licence Number 585974. Bollington Money Limited is authorised and regulated by the Financial Services Authority No. 440320. Bollington money is also a member of FISA, No. 1968803.

1.2    Bollington Money Limited offer(s) a range of financial services. This Terms of Business sets out: the general terms and conditions that apply; how we perform these services; and our charges.

1.3    In these Terms of Business references "we" "us" and "our" shall mean Bollington Money Limited as providers of this service. References to "you" and "your" means you as the recipient of this service.

terms of business cont.

2. regulatory status

2.1    Bollington Money Limited is authorised and regulated by the Financial Services Authority (FSA reg. 440320).

2.2    The Financial Services Authority is the principle regulatory body for Financial Services in the UK. They can be contacted at:

The Financial Services Authority
25 The North Colonnade
Canary Wharf
London
E14 5HS
Tel: 020 7066 1000
or by visiting their website www.fsa.gov.uk/contact

2.3    The FSA does not regulate credit cards, unsecure and personal loans or some investment mortgage contracts.

terms of business cont.

3. mortgages

3.1    Bollington Money arranges mortgages from a number of mortgage lenders representative of the whole of the market.

4. non investment insurance

4.1    Bollington Money arranges non-investment insurance contracts* from a limited number of insurance providers.

4.2    Bollington Money will not advise you or make any recommendation as to which non-investment insurance contracts are suitable for you.

* Non investment contracts are insurance policies that only pay out on death, incapacity or injury, sickness and infirmity. A plan that has a term of more than 10 years and ends after the life insured is 70 years old is not a non-investment contract.

terms of business cont.

5. our renumeration

5.1    Bollington Money may receive a procuration fee from Mortgage lenders. We will confirm the amount to you in writing before you take out your mortgage. Any fees payable by you, in connection with your new mortgage, will be shown on each product illustration. Please note that these fees exclude any legal fees you may have to pay and we recommend that you ascertain what these fees may be prior to taking out your mortgage.

5.2    Bollington Money may charge a broker fee, the amount charged will vary but is typically between £495.00 and £3,500.00.  This fee covers sourcing, advice, recommendations, administration and processing the application direct with the lender.  In some cases the Broker Fee will cover the cost of the property valuation and legal costs.

terms of business cont.

6. communication

6.1    At our discretion and unless we hear from you to the contrary we may email or telephone you from time to time between the hours of 9am to 9pm without your further prior consent to such contact.

6.2    We will send you marketing updates on our products and services, according to the information you provide at the point of registration. You unsubscribe from this marketing at anytime, by phone, email, fax or letter.

6.3    All documents etc will be sent by post to your last known address and shall be sent at your own risk. We will not be responsible for lost documents or any consequences that may arise from any error or failure of the postal system. First class mail will normally be used.

6.4    Telephone calls may be monitored or recorded for security and training purposes.

terms of business cont.

7. veryfying identification

7.1    We are required to verify your identify in accordance with the Criminal Justice Act 1993 and the Money Laundering Regulations. This will be required at the outset of our dealings with you.

offer conditions

The refer a mortgage or secured loan offer ("the Offer") is: we will pay you £200.00 after completion* of a secured loan, mortgage or re-mortgage, referred to Bollington Money by you.

The person you refer must be actively interested in the product you refer them to Bollington Money for.

Referral of your own secured loan, mortgage or re-mortgage or that of an individual with whom you live as part of a family unit is acceptable as part of this offer.

Bollington Money will contact the person you refer on receipt of their details; attempts will be made by phone, email and/or post where details are provided, it is essential that you let the person know that we will be contacting.

offer conditions cont.

If your referral is successful, we will pay £200.00 within 28 days of completion. Payment will in all cases be made by cheque to the individual named on the original form received by Bollington Money, the cheque cannot be made payable to an alternative individual.

There is no limit to the number of people that you can successfully refer to Bollington Money.

We reserve the right to modify or cancel this offer at any time without prior notice.

Our decision is final and proof of posting is not proof of delivery.

This offer is not available if a secured loan, mortgage or re-mortgage is referred and arranged where no broker fee is charged.